We pride ourselves on being a different kind of dealership. We’ll help you quickly get into a dependable, used vehicle and on your way. We’re a great option for those who may not qualify for traditional used car financing because of bad credit, no credit, repossession or past bankruptcy.
We understand that you deserve the best deal, and that’s why we offer one of the lowest interest rates and one of the shortest contract terms than others in our industry.* We report customers’ on-time payments to the credit bureaus – all these things add up to offering you peace of mind and a customer experience you won’t find at other dealerships.
* America’s Car-Mart, Inc. Form 10-Q Filed March 9, 2022 (ir.car-mart.com)
* Source: Q4 2021 Experian State of the Automotive Finance Market Deep Subprime (FICO Score 500 or less) Industry Average.
America’s Car-Mart, Inc. is an ‘Integrated Auto Sales and Finance’ company also known as a ‘Buy Here Pay Here’ company. This means you can purchase, finance, and make payments directly to us – with no need for separate approvals. We sell quality, used vehicles, provide the financing and service the loan all right here at America’s Car-Mart.